Tax season might not spark joy, but a refund sure can.
In 2025, the IRS estimates the average federal income tax refund will top $3,170.1 That means a lot of folks are suddenly asking the same question: What should I do with it?
Splurge? Save? Invest?
The good news: there’s no one-size-fits-all answer...
Is your retirement savings on track?
If you’re like most people, you may feel it’s not. In fact, concerns about running out of money in retirement are very common.1, 2
Many people today believe they’ll need at least $1.5 million saved to retire comfortably.3 But is that number right for you? The real...
Tax season doesn’t have to feel like an uphill battle. With the right strategies, you can minimize your tax bill and keep more of your hard-earned money where it belongs, in your pocket.
Whether you’re a DIY tax filer or rely on a pro, understanding these key moves can help you make smarter financial...
Tips to work towards a brighter future so you can enjoy the fruits of your labor
Spring is a time of renewal and rejuvenation, as the world awakens from its winter slumber and new life begins to bloom. As the saying goes, "April showers bring May flowers", and this sentiment can also apply to your...
Divorce can significantly change life and has considerable implications on taxes. Tax filing after divorce requires understanding new filing statuses, exemptions, child deductions, alimony, and property settlements, among other things. Here are the steps to help navigate filing taxes the first year...
Market volatility can feel like a rollercoaster. Thrilling on the way up, stomach-churning on the way down. Even seasoned investors get a little uneasy when the market takes a dive.
But here’s the thing: While market fluctuations are inevitable, maintaining a disciplined investment approach has...
Social Security is a vital component of retirement income for many. This government program provides monthly benefits and is funded primarily through payroll taxes. Understanding Social Security benefits and taxation is essential to making informed decisions about when to start receiving them.
This...
Your time is important. For some people, time is as important as money. While most people are concerned about spending their money wisely, few consider spending their time wisely. By budgeting your time, you may accomplish your goals and enjoy the things that make life worth living. Are you unsure...
You may not have to spend much money to celebrate Valentine's Day. Instead, you may show your special someone that you love them with sweet gifts that might be easier on the wallet. Want to spread the love without overspending? Then check out these ideas.
1. Plant a Garden Together
Rather than giving...
Are you a football fan? Do you analyze the teams, study the plays, rattle off statistics, current and years past? The steps required to plan your financial future are not dissimilar to football. Producing a solid team requires planning and preparation, just like life, and it is the coach’s and...
Retirement is a chapter of life that, for some, may signal leisure, freedom, and working by choice, not necessity. However, this phase usually requires retirement income from retirement savings withdrawals. Different retirement account types have different taxation when withdrawing monies: taxable...
What does it take to minimize your tax bill, not just this year but in the years to come?
The answer varies for each individual. Tax optimization strategies depend heavily on personal assets and financial goals, which are unique to everyone.
However, nearly all high-net-worth individuals (HNWIs) share...
